Open Global Accounts in 19 currencies, hold and convert what you earn, and pay suppliers across a network of 700+ banks and mobile money operators. This is the infrastructure global trade runs on, now priced and built for the way your business actually works.
The rate you would actually get. No account needed.
Indicative only. The final amount is locked the moment you confirm the payment.
Trusted By
Money in motion
Local rails in 34 countries, mobile money in four markets, and SWIFT everywhere else. Every dot below is a country your money lands in domestically.
Global Accounts
Trading across borders used to mean a banking relationship in every market you touched. Open a Global Account instead, in minutes, in any of the 19 currencies below, and hold, receive and convert them all from one place.
Every account comes with its own receiving details, so a buyer in London pays you over Faster Payments and a buyer in Frankfurt pays you over SEPA. They pay domestically. You bank globally.
Revenue stays in the currency it arrived in until you decide otherwise. No forced conversion on the way in, no second conversion on the way out.
Interbank pricing, quoted before you commit and locked when you confirm. The number you approve is the number that moves.
The network
Your supplier does not care what rail you used. They care that the money arrived. We hold connections to more than 700 banks and mobile money operators so that whichever one they bank with, the answer is yes.
FPS in the UK, SEPA across the eurozone, ACH and Wire in the US, NIP in Nigeria, RTC in South Africa, SPEI in Mexico, FAST in Singapore. Domestic rails, domestic speed, domestic cost.
When a corridor has no local rail, the payment falls back to SWIFT automatically. You pick the recipient, not the routing. We work out how the money gets there.
MTN, M-Pesa, Airtel, Vodafone, Telkom, Vodacom, Tigo and Halotel across Ghana, Kenya, Uganda and Tanzania. Pay a supplier who has a phone but no bank account.
The dashboard asks for the fields that corridor genuinely needs, a sort code here, an IBAN there, a phone number for mobile money, and rejects a wrong one before it costs you a failed payment.
Corridor spotlight
Not the next business day. Not once the correspondent bank opens. Seconds.
Your USD Global Account
Balance held in dollars
$2,500.00
Converted at the rate you were quoted
Locked the moment you confirm
USD to GHS
MTN Mobile Money
Recipient notified instantly
GHS 32,150.00
Virtual cards
Your balance stops being something you look at and becomes something you spend. Issue a virtual card against your USD or GBP account and your cloud bill, your ad spend and your suppliers are charged in a currency you already own, at a limit you set, on a card you can freeze the moment something looks wrong.
Card
Cloud and hosting
Full details are shown once and never written down.
A card draws from one currency account, so your dollar subscriptions are charged against dollars you already hold. The conversion you were paying on every renewal simply stops happening.
Name it, colour it, cap it. Give the cloud bill its own card and the ad account another, each with a per-transaction and a daily limit, so a runaway charge stops at a number you chose.
A trial you do not want renewing, or a supplier you will use once. A disposable card blocks itself the moment its first charge succeeds, so it cannot quietly be billed again.
Freeze a card the second something looks wrong and unfreeze it when it does not. Frozen is not closed, and the full number is shown once to the person who needs it, then never stored.
Available on USD and GBP Global Accounts.
Access & control
Moving money across borders means handing more people access to it. Ravenhive is built so that growing your team never means widening your exposure.
A stolen password gets someone to the door and no further. A second factor guards every login and every sensitive action, so the person moving your money is provably the person you hired.
Access by role means your team gets exactly the permissions their job requires and nothing beyond it. Your bookkeeper reconciles without the ability to send. Your ops lead initiates without the ability to approve their own request.
Every login, every rate quote, every payout is logged and timestamped against the person who did it. When your bank, your board or your auditor asks what happened, the answer is one export away.
Why it matters
They lose them on plumbing. On the transfer that takes four days, the rate nobody could confirm, the supplier whose bank was unreachable. Fix the plumbing and the market opens up.
Your supplier's bank won't take a wire from your market.
Pay into a local account on a local rail, in the currency your supplier quotes in. To them it looks like a domestic transfer from a domestic buyer, because that is exactly what it is.
Your buyer abroad won't set up an international transfer for one invoice.
Give buyers receiving details in their own currency and country. The friction that used to cost you the deal disappears, and the money is already sitting in the currency you priced in.
The rate you were shown was never the rate you got.
Interbank pricing, quoted up front and locked when you confirm. No spread discovered on the statement, no hidden lifting fee at the far end.
Finance across borders takes a treasury team you do not have.
Nineteen currencies, every payout and every approval in one dashboard, with roles tight enough that handing someone access is not a leap of faith.
Open your first Global Account today and send your first payout the same afternoon.